FD Calculator – Calculate Fixed Deposit Returns (2026)
Introduction
Fixed Deposit (FD) ek safe aur popular investment option hai jahan aap ek fixed amount ek fixed tenure ke liye invest karte hain aur guaranteed interest earn karte hain.
Hamare FD Calculator ki help se aap easily calculate kar sakte hain ki aapka investment maturity par kitna amount banega.
FD Investment Tips
- Compare bank interest rates
- Choose longer tenure for higher returns
- Consider tax-saving FD
- Avoid breaking FD early
FD Calculator
What is Fixed Deposit (FD)?
FD ek investment scheme hai jo banks aur NBFCs offer karte hain, jahan:
- Aap ek lump sum amount invest karte hain
- Fixed interest rate milta hai
- Maturity par fixed returns milte hain
FD low-risk investors ke liye best option hai
How FD Calculator Works
FD calculator ke liye aapko ye inputs dene hote hain:
- Investment Amount
- Interest Rate
- Tenure (years/months)
- Compounding frequency
Calculator aapko batata hai:
- Total interest earned
- Maturity amount
FD Formula
FD calculation compound interest par based hota hai:
A = P (1 + r/n)^(n*t)
Where:
- P = Principal amount
- r = Interest rate
- n = Compounding frequency
- t = Time
FD Example Calculation
- Investment: ₹1,00,000
- Interest Rate: 7%
- Tenure: 5 years
Maturity Amount ≈ ₹1,40,000
Benefits of FD
Safe investment
Guaranteed returns
Flexible tenure
Easy to open
Disadvantages of FD
Low returns compared to mutual funds
Taxable interest
Inflation impact
FD vs SIP
Feature | FD | SIP |
Risk | Low | Medium |
Returns | Fixed | Market-based |
Liquidity | Low | High |
FAQ
Yes, FD is one of the safest investment options.
₹1000 se start kar sakte hain.
Yes, FD interest taxable hota hai.
Disclaimer
FD returns interest rate par depend karte hain. Yeh calculator sirf estimation ke liye hai.