Introduction
FD and SIP are two popular investment options in India.
FD (Fixed Deposit)
- Safe
- Fixed return (6–7%)
- Low risk
SIP
- Market linked
- Higher return (10–15%)
- Moderate risk
Comparison
| Feature | FD | SIP |
| Return | Low | High |
| Risk | Low | Medium |
| Liquidity | Medium | High |
Which is Better?
- Short term → FD
- Long term → SIP
Conclusion
SIP is better for wealth creation.
